Unfortunately, Lean cannot bypass cool-down periods set by banks. During the bank connection we notify both you and your user of the cool-down period, and notify you when the cool-down period is over via a webhook.
Cool-down periods range from 5 minutes to 24 hours depending on the bank (please see table below). During this time the sender will either not be able make a transfer to the beneficiary or will experience a limited capacity when making the transfer.
BANK NAME |
COOL DOWN |
ADCB |
15 MINUTES |
ADIB |
3 HOURS |
Citi |
0 |
DIB |
4 HOURS |
LIV |
0 |
Mashreq Islamic |
6 HOURS |
Mashreq Neo |
6 HOURS |
Mashreq |
6 HOURS |
FAB |
4 HOURS |
RAK |
8 HOURS |
CBD |
0 |
EIB |
24 HOURS |
EI 2.0 |
0 |
ENBD |
24 HOURS |
ENBD X (New ENBD App) |
0 |
HSBC |
0 |
Standard Chartered |
0 |