End-user IDs define user roles for access to a corporate bank account.
For example:
- End-User id “A” with “maker” entitlements/role, will have the ability to create a payment without being able to authorize it.
- End-User id “B” with “authorizer” role, can authorize the “AWAITING_AUTHORIZATION” payments.
- And for certain clients/banks, a end-user id can be both “maker” and “authorizer” having the ability to create and then authorize the payment themselves.